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Ivy Place is a mixed-used development that will include 10 new affordable workforce housing units located on Ivy Street and Taunton Avenue (a part of the EP Waterfront Commission’s Taunton Avenue sub-district) in East Providence. Affordable housing units are eligible to buyers who earn up to 80% of the area median income (AMI), adjusted for family size.

This project will also include three market-rate units along with ground level retail space on Taunton Avenue. All of these housing units will be owner occupied which will also include live work space options.

Ivy Place will be located in the City’s central metro area which is within walking distance of City Hall and the Weaver Library. The location is also well served by Rhode Island Public Transit Authority (RIPTA).

This development comes at a critical time.

Despite the economic disruption caused by COVID, housing prices in Rhode Island continue to reach record levels. In May , the median sales price for an existing single-family home in Rhode Island was $,, an all-time high for the state. Home prices in East Providence have experienced a steady increase as well with the price of a single-family home rising from $, in to $, in — a 44 percent increase. New home and apartment construction will help control surging home prices.

These rising prices have made it increasingly difficult for many residents to afford adequate housing. Affordable housing directly addresses the challenges facing many Rhode Islanders in their search for a permanent home. Housing provides much needed security, a better sense of well-being and promotes upward social mobility for many people. East Providence has a long history of being an affordable community that provides realistic opportunities for home ownership.

In addition, affordable housing has many favorable economic benefits. Research from Housing Works RI indicate that for every $1 invested in housing it will produce $16 in economic benefits.

While demand for housing remains strong, the supply of new homes has not kept pace. Experts indicate that Rhode Island has an annual shortfall of new home construction of approximately housing units over the past 10 years. This chronic shortage of available housing can stymie a community’s long-term economic growth. A housing deficit will deprive younger generations of an opportunity to establish a prosperous future for themselves.

Ivy Place will be constructed at the corner of Ivy Street and Taunton Avenue in a lot that has been vacant since This new construction will contribute to the ongoing revitalization of one of East Providence’s main commercial corridors. Just one block from this project, a vacant building was renovated into new apartment units, featured retail space and the attractive Café Zara, which opened in Spring

Ivy Place is being developed by NeighborWorks Blackstone River Valley in partnership with Providence, RI-based Demeter LLC, with architectural design by Union Studio Architecture & Community Design, also of Providence. Funding for Ivy Place comes from a variety of sources including BankRI with the Federal Home Loan Bank Boston Affordable Housing Program (AHP), the RI Office of Housing and Community Development using Building Homes RI (State Bond) funds and support from the East Providence Waterfront Commission’s Affordable Housing In-Lieu Trust fund.

To see the plans that were presented at the design workshop during the Waterfront Commission’s June meeting, clickhere.

Please join us on Tuesday, July 21, as we learn from Co-Founder ofkaada, Mr. Julian Caldwell.

Julian has spent his entire career engaged in helping businesses of all sizes solve very complex business problems. His work has led him to work in the US, Europe, Africa, Canada and Mexico. Julian’s diverse background has allowed him to work in transportation, software development, fintech, small businesses, tech startups, non-profits and a number of volunteer roles throughout his career.  In addition to his corporate work, Julian works with a handful or businesses, providing technical and marketing advice. One of his most recent endeavors includes his role as the founder of Kaada, a professional development organization focused on Coaching, Connecting, and Community Service. Julian has a large parenting social media following and speaks regularly on the topics of parenting, social media strategy, marketing automation, and technology. Julian has been featured on both local and nationally syndicated radio shows. Julian lives with his wife of 15 years, Laurie, their two sons, Eli (age 8) and Ervin (age 7), their two dogs, and 15 chickens. In their spare time, they camp and hike as often as possible, traveling extensively in their fifth wheeler.

Julian will share the top three things he has learned during COVID and what will remain a part of my entrepreneurial DNA going forward:

1. The need for repeatable digital processes for all businesses
2. The need for a new way of prospecting for ALL businesses
3. Take time to retool.

July 21st  Virtual Event via ZOOM 

Heartland Women&#;s Network VIRTUAL events are Free!

Donation Request:
During this time of hosting events virtually, our hope is you consider making a small donation to our
Non-Profit: Saving Grace Perishable Food Rescue.

$10HWN Donation

*Disclaimer for IN-PERSON events only: If you need to cancel your reservation you must do so by the Sunday prior to the event in order to get a full refund. If you registered but did not pay and you do not cancel by the Sunday prior to the event, you will be billed the registration fee. * Registrations made after the Sunday prior to the event will be charged $20 for the luncheon entry fee.

Member Spotlight &#; July 

Ms. Jessica Headlee

Curriculum Developer,
Resolutions and Beyond

Not only is roof damage stressful to manage, but you will need to file an insurance claim to get it repaired or replaced. Before going to your insurance company, you will want to know what perils are covered and what limits you have on your homeowners insurance policy. When purchasing an insurance policy and filing claims, you should be aware of the distinction between replacement cost and actual cash value.

What Kind of Coverage Do You Have? 

Replacement Cost Value (RCV) policies will pay the price to repair or replace your damaged property without deducting for depreciation. An Actual Cash Value (ACV) policy will pay the depreciated price to repair or replace your damaged property. Insurance companies typically determine depreciation based on the condition of the property when it was damaged, what a new roof or damaged item would cost, and how long it would endure the elements.  For example, imagine we have two families, the Millers, and the Jones. Each household has the same amount of damage to their roof. Both families have a $ deductible. The deductible is what you have to pay out of pocket.

The Millers’ policy is an RCV, which means when the roof is replaced, they will be reimbursed the full cost of the roof repair, subtracting their deductible. The Jones’ policy is an ACV, which translates to them only getting paid for the current value of the roof repairs, subtracting depreciation and the deductible. Which family would you rather be?

Each policy type covers your roof damage, but an RCV policy delivers more financial protection than an ACV policy.

How Does the Type of Insurance Affect My Claim?

Homeowners insurance can cover damages from windstorms and hail, but some policies exclude these types of coverage. This is fairly typical in coastal or high-risk areas. Purchasing a separate wind and hail policy might be in your best interest in these potentially hazardous areas.

Another good bit of advice is to ask your insurance company if your wind and hail policies have separate deductibles. Some policies have unique deductibles that apply to specific parts of your dwelling, like your roof.

Now that you know the differences between insurance policies and why your insurance policy needs additional protections. It’s important to review your homeowners insurance policy before filing a claim. That way you know what to expect when speaking with your insurance company.

Keep in mind, insurance companies deny insurance claims frequently.

Sometimes insurance claims get denied for legitimate reasons, while other times the denial is a mistake or worse. It could be a filing error, a misunderstanding of your policy terms, or a novice claims adjuster that didn’t understand your policy.

If you feel your insurance claim was unjustly denied, file an appeal with your insurer. If this appeal fails and you believe your case has been grossly mishandled, your next step should be to contact the Chad T. Wilson law firm.

Expert Property Insurance Attorneys

We understand living with roof damage and a denied or underpaid property insurance claim can be a difficult, stressful time. Our attorneys will aggressively pursue your insurance company for every dollar you are due. Get your case review for free and call ()  and speak with an expert property insurance attorney today!

Welcome to my new and improved website. Hope you enjoy having a leisurely browse through it.

In honour of the relaunch and in the spirit of the season of giving, I thought it would be nice to have a little giveaway. I’ll be gifting five lucky people with $25 amazon gift cards and one person will receive a lovely decal to fit the device of their choice (please see pic). All you have to do to enter is like and share the announcement on my FB page and share your favourite quote from any one of my books in comments section below. I can’t wait to see your responses.

This opportunity ends on the 24th December EST. Please enter and do encourage your friends to enter.

In the meantime, I hope you’ll visit this blog often, I will be sharing little sneak peeks of The Wingman as well as posting a few more general insights about more mundane, every day things. I hope this website will prove to be interactive and entertaining for all of us.

Natasha Anders